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The Importance of Money Management and Personal Budgeting |
Sunday, 25 October 2009 | ||||
With unemployment rising and incomes squeezed money is tight for many of us these days with few signs that this will change soon. But there are some simple and straightforward things we can all do to make our money go further and to save as much as we can for the future.
As a first step, make a budget and stick to it. Work out how much money you have coming in each month and what you need to spend. Be realistic and allow for a little occasional unplanned spending and even the odd treat, provided its low cost. But avoid impulse buying. This can destroy even the most carefully planned budget.
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“Life is full of beauty. Notice it. Notice the bumble bee, the small child, and the smiling faces. Smell the rain, and feel the wind. Live your life to the fullest potential, and fight for your dreams.” Ashley Smith
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