When shopping for pet insurance, it can start to feel a little overwhelming with the amount of options. There are many more now than ever before, which is amazing, but can make it hard to nail down the best pet insurance for you. When searching for the best pet insurance, you’ll want to make something of a checklist and make sure the provider you’re considering meets the criteria before moving forward with them. The best pet insurance will provide comprehensive care catered to your pets needs with low monthly premiums and adjustable plans to meet your needs as they are and as they change! Insurance is notoriously tricky to navigate, so keep reading for these five major things to look out for when purchasing a pet insurance plan. Your journey to finding the best pet insurance begins today!
This is at the top of the list because it’s one of main things that pet owners would like covered, but usually isn’t with basic insurance plans. Preventative care includes things like wellness check ups, vaccinations and therapies aimed to prevent a condition or illness. With preventative care, your pet doesn’t need to have sustained an injury or exhibit symptoms to receive coverage for their care. Keep in mind that this will be an extra cost on top of your premium, and you may not opt for it right away, but make sure that the provider you go with has an option to add preventative care to your package.
Hereditary conditions can pop up without warning and unless you have a detailed breakdown of your pets background, it can be tough to predict these things before they happen. That’s where comprehensive pet care comes in handy, it prepares you for the unexpected! It’s common that both humans and animals can develop conditions based on their genes that pop up later in life, and those things can cause real financial strain without the right kind of coverage. If hereditary conditions aren’t listed, be sure to ask about them!
Behavioral health can be a concern especially for dog owners. Training services are an essential part of caring for a pet, especially if you adopted a rescue animal who has developed undesirable habits from a previous owner. Training benefits both the owner and the pet and allows you to feel more at ease knowing that they won’t get themselves into a tricky situation or damage anything in your home! Behavioral health can include things like aggression, disobedience or litter box problems for cats. Again, even if you don’t use this in your care package, it’s a good idea to go with a provider that offers these services. This shows a comprehensive understanding of what pets need and that the company cares about your pets well-being!
Of course, none of these extra features on a pet insurance plan matter if you can’t change your plan as you need to. The best pet insurance companies will offer customizable plans so that you can upgrade or downgrade your service easily at any time. Being able to change your plan easily with great customer service is possibly one of the most important aspects of choosing a pet insurance provider, but also one of the toughest things to spot. To determine their level of customer service, you’ll need to interact with them or explore other pet owners’ experience with certain providers to see how easy they are to work with. Make sure your provider allows you to upgrade and downgrade your plan as needed!
At the end of the day, the provider you feel the most comfortable with that meets you and your pets needs is the right choice for you. Each pet and pet owner is different and may need access to different kinds of care, so do as much digging as you can into each provider and see what works best for you! It’s a good idea to compare rates, services and customer experience to get a full understanding of each provider’s strengths. This will help you make the most informed decision for you and your pet.
When searching for the best pet insurance, make sure you check off a few major points on this list. For one, you’ll want to make sure that regardless of the plan you choose that you can upgrade or downgrade your service. That being said, make sure that they have comprehensive coverage that you can add on should you need! Things like preventative care, hereditary conditions and behavioral health are all things that your pet may need in the future, and having the option to add them on will make you more confident in your insurance and ability to take care of your pet. Good luck finding the best pet insurance for you and your furry friend!